[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ruti.cz\/co-maji-delat-chudaci\/#Article","mainEntityOfPage":"https:\/\/www.ruti.cz\/co-maji-delat-chudaci\/","headline":"Co maj\u00ed d\u011blat chud\u00e1ci?","name":"Co maj\u00ed d\u011blat chud\u00e1ci?","description":"Jsou mezi n\u00e1mi zkr\u00e1tka i lid\u00e9, kte\u0159\u00ed maj\u00ed hluboko do kapsy. A je jich stra\u0161n\u00e1 spousta. Jsou tac\u00ed, kte\u0159\u00ed si nemohou dovolit utr\u00e1cet za nesmysly, jsou tac\u00ed, kte\u0159\u00ed mus\u00ed o\u017eelet i to, co by se hodilo, ale znamenalo by to v\u00fddaj, jen\u017e je z\u00e1hodno rad\u011bji o\u017eelet. A jsou tu i lid\u00e9, kte\u0159\u00ed si nemohou leckdy dovolit ani ty nejnezbytn\u011bj\u0161\u00ed v\u011bci, to, bez \u010deho se d\u00e1 jenom st\u011b\u017e\u00ed norm\u00e1ln\u011b \u017e\u00edt. Co maj\u00ed tito a zejm\u00e9na ti posledn\u011b jmenovan\u00ed d\u011blat? Co si maj\u00ed po\u010d\u00edt, pokud n\u011bco pot\u0159ebuj\u00ed, ale pen\u011b\u017eenka pr\u00e1v\u011b zeje pr\u00e1zdnotou a kasi\u010dka v podob\u011b pras\u00e1tka p\u0159i zat\u0159esen\u00ed ani nezacink\u00e1? Leckdo z t\u011bch, kdo jsou za","datePublished":"2018-12-13","dateModified":"2018-12-13","author":{"@type":"Person","@id":"https:\/\/www.ruti.cz\/author\/#Person","name":"","url":"https:\/\/www.ruti.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/188853cc08cfc4af3f5ef42e51d7aa754653be0300e41daf30a10471d44d4592?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ruti.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ruti.cz\/wp-content\/uploads\/img_a332581_w2247_t1545428688.jpg","url":"https:\/\/www.ruti.cz\/wp-content\/uploads\/img_a332581_w2247_t1545428688.jpg","height":0,"width":0},"url":"https:\/\/www.ruti.cz\/co-maji-delat-chudaci\/","wordCount":574,"articleBody":"Jsou mezi n\u00e1mi zkr\u00e1tka i lid\u00e9, kte\u0159\u00ed maj\u00ed hluboko do kapsy. A je jich stra\u0161n\u00e1 spousta. Jsou tac\u00ed, kte\u0159\u00ed si nemohou dovolit utr\u00e1cet za nesmysly, jsou tac\u00ed, kte\u0159\u00ed mus\u00ed o\u017eelet i to, co by se hodilo, ale znamenalo by to v\u00fddaj, jen\u017e je z\u00e1hodno rad\u011bji o\u017eelet. A jsou tu i lid\u00e9, kte\u0159\u00ed si nemohou leckdy dovolit ani ty nejnezbytn\u011bj\u0161\u00ed v\u011bci, to, bez \u010deho se d\u00e1 jenom st\u011b\u017e\u00ed norm\u00e1ln\u011b \u017e\u00edt. Co maj\u00ed tito a zejm\u00e9na ti posledn\u011b jmenovan\u00ed d\u011blat? Co si maj\u00ed po\u010d\u00edt, pokud n\u011bco pot\u0159ebuj\u00ed, ale pen\u011b\u017eenka pr\u00e1v\u011b zeje pr\u00e1zdnotou a kasi\u010dka v podob\u011b pras\u00e1tka p\u0159i zat\u0159esen\u00ed ani nezacink\u00e1? Leckdo z t\u011bch, kdo jsou za vodou, by takov\u00fdm lidem poradil, aby si na to, co pot\u0159ebuj\u00ed a nemohou si to dovolit, \u0161li jednodu\u0161e n\u011bkam vyd\u011blat. To je v\u0161ak rada, ji\u017e lze doporu\u010dit jenom \u010d\u00e1sti z t\u011bch, jim\u017e se pen\u011bz nedost\u00e1v\u00e1. Proto\u017ee ne ka\u017ed\u00fd tak zrovna z nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f m\u016f\u017ee u\u010dinit. A jak si m\u00e1 potom poradit ten, kdo u\u017e v\u00e1\u017en\u011b nev\u00ed kudy kam? Kdo v\u011b\u0159\u00ed, \u017ee jednou bude l\u00edp, ov\u0161em moment\u00e1ln\u011b za\u017e\u00edv\u00e1 kru\u0161n\u00e9 \u010dasy? Ten to m\u016f\u017ee vy\u0159e\u0161it dejme tomu p\u016fj\u010dkou. P\u0159i v\u00fdb\u011bru t\u00e9to je v\u0161ak z\u00e1hodno p\u0159em\u00fd\u0161let. Dvakr\u00e1t m\u011b\u0159it, ne\u017e jednou \u0159\u00edzneme, m\u00edt na mysli . Proto\u017ee na volb\u011b t\u00e9 spr\u00e1vn\u00e9 p\u016fj\u010dky hodn\u011b z\u00e1le\u017e\u00ed a kdo si ned\u00e1v\u00e1 pozor, nejednou se snadno sp\u00e1l\u00ed. Sice pomysln\u011b, ale i tak to potom m\u016f\u017ee po\u0159\u00e1dn\u011b bolet. Je t\u0159eba si vybrat to, co \u010dlov\u011bku prahnouc\u00edmu po zap\u016fj\u010den\u00fdch pen\u011bz\u00edch nejv\u00edce vyhovuje. Co\u017e nemus\u00ed b\u00fdt pr\u00e1v\u011b jednoduch\u00e1 z\u00e1le\u017eitost. Nab\u00eddka je sice \u0161irok\u00e1 a to prav\u00e9 se tak sn\u00e1ze najde, ov\u0161em z\u00e1rove\u0148 se do tak \u0161irok\u00e9 nab\u00eddky m\u016f\u017ee vet\u0159\u00edt i to, co v\u00edce ubl\u00ed\u017e\u00ed, ne\u017e pom\u016f\u017ee. Lid\u00e9, kte\u0159\u00ed si cht\u011bj\u00ed \u010di p\u0159\u00edmo pot\u0159ebuj\u00ed p\u016fj\u010dit, se zpravidla obracej\u00ed nejprve na banky. Proto\u017ee panuje jak\u00e9si pov\u011bdom\u00ed, \u017ee pr\u00e1v\u011b banky jsou tu od toho a jejich alternativy mohou b\u00fdt i notn\u011b zr\u00e1dn\u00e9. Ov\u0161em takov\u00e9 banky nep\u016fj\u010d\u00ed jen tak n\u011bkomu. Sv\u00e9 klienty zevrubn\u011b prov\u011b\u0159uj\u00ed a najdou-li n\u011bco, co t\u0159eba i jen zd\u00e1nliv\u011b vypad\u00e1 podez\u0159ele, m\u016f\u017ee se \u017eadatel \u010dasto s vytou\u017een\u00fdmi pen\u011bzi rozlou\u010dit. A pak takov\u00fd \u010dlov\u011bk za\u010d\u00edn\u00e1 volit mezi v\u011b\u0159iteli jin\u00e9ho druhu. A nakonec mo\u017en\u00e1 dosp\u011bje k pozn\u00e1n\u00ed, \u017ee t\u00edm prav\u00fdm je t\u0159eba zrovna americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Jde o p\u016fj\u010dku, ji\u017e lze z\u00edskat vcelku snadno. Pouze se sta\u010d\u00ed zaru\u010dit za ony p\u016fj\u010den\u00e9 pen\u00edze nemovitost\u00ed a je to. Nikdo u\u017e pak nenahl\u00ed\u017e\u00ed do registr\u016f dlu\u017en\u00edk\u016f, nikdo neprov\u011b\u0159uje v\u00fd\u0161i p\u0159\u00edjm\u016f takov\u00e9ho jedince. V\u0161e jde r\u00e1z na r\u00e1z. A pro\u010d by jeden tuto mo\u017enost nevyu\u017eil, \u017ee? Kdy\u017e je mu pen\u011bz zapot\u0159eb\u00ed a p\u016fj\u010dka je pr\u00e1v\u011b t\u00edm nejspr\u00e1vn\u011bj\u0161\u00edm \u0159e\u0161en\u00edm. "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co maj\u00ed d\u011blat chud\u00e1ci?","item":"https:\/\/www.ruti.cz\/co-maji-delat-chudaci\/#breadcrumbitem"}]}]